About Us

VOPM or “Virtual Operating Model” Is a Latin American Internet group with development teams in Cuba, Chile, United States and Dominican Republic. Since our beginning in 2009 we’ve been involved in the financial sector, technology, tourism, telecommunications, real estate, retail and insurance through web portals. We excel in identifying the services that today’s consumers are in need of meeting from their computer, tablet or smartphone and we help them make it possible.

Our level of service is second to none, and this is due to the fact that we’re obsessed with putting our client in first place of everything we do. The way we create services is unconventional because we focus first on the customers vision and not as a result of the technology, products and process available at the moment.

Our progress has not been perfect. The expectations of others, and the even higher expectations we have of ourselves, have not always been met. When we make mistakes we admit them, we learn from them, and we keep moving forward with even more understanding and a deeper commitment to doing what’s right. We consider The Dominican Republic an excellent lab to create new web business that could be successful in our target market, Latin-America, and we’re glad to announce that coming soon two of our projects (Panacrédito y Tpido) are going to be giving their first steps in this direction.

Want to be part of our team?

We are constantly looking for new talents. Join our team and make a difference!

Join Our Team

Our Team

Passion is in everything we do. We’re committed to offer the best experience possible, boost the success of our companies through the satisfaction of our client. When things get rough we keep on having that positive attitude and optimistic behaviors because the sky is the limit.


Victor Pacheco (USA)


Innovations that work are good, but copy something that already works is more efficient.


Silvia Arroyave (Colombia)


Wealth is more about enjoying than possessing.

Juan Carlos

Juan-Carlos Saavedra (Colombia)

VP Panacrédito

A business that makes nothing but money is a poor business -Henry Ford


Pablo Marin (Cuba)

Tecnological Co-Founder-Tiendo

Where there is a successful business, someone once made a courageous decision” -Peter Drucker


Maylin Madrigal (Cuba)


Coming together is a beginning; keeping together is progress; working together is success.


Jan Pavlik (Czech Republic)


Make it simple and better.


Paulina Nowicka (Poland)

eCommerce Director

You can’t do today’s job with yesterday’s methods and be in business tomorrow.


Alexandra Abreu (Dominican Republic)

VP Umbrella

One person can make a different, and everyone should try.


Catherine Lopez (Colombia)

Gerente Negocios Panacrédito

Choose a job you love, and you will never have to work a day in your life.


Diana Jaramillo (Colombia)

Gerente Negocios Umbrella Corredores

Great works are performed not by strength but by perseverance.


Wanda Diaz (Dominican Republic)

Manager Tiendo

Life is risk. Sometimes it works sometimes not. That’s the fun, not knowing what the outcome will be” -Scarlett Johansson


Hendry Martínez (Dominican Republic)

FrontEnd Developer

Good, better, best. Never let it rest. Until good is better and better is best


Polina Poroshina (Russia)

Proyect Manager

Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.
Albert Schweitzer


Carla Lizondo (Argentina)


We value more a good idea than a pile of knowledge


Yusnel Rojas (Cuba)

Tecnological Co-Founder-Tiendo

Stay Hungry, Stay Foolish” -Steve Jobs


Yunier Rojas (Cuba)

Tecnological Co-Founder-Tiendo

Try not to become a man of success, but rather try to become a man of value.